Skip to main content

By African Unity Life

Thu, 27 Sep 2018

For many families, death is not a comfortable conversation topic. When it comes to your loved ones, you often don’t want to think about your life without them. However, even though it isn’t pleasant, it’s important to have a discussion about death with your family, especially when it comes to finances. And whether or not you and your family have funeral cover will largely impact the financial wellbeing of those who are left behind.

This is why it’s incredibly important that you talk to your family about funeral cover. Here are the reasons why you should do this. 

It will benefit the whole family
You love your family and they love you, which is why they’ll listen when you explain that a funeral plan is there to benefit the family as a whole. For example, if the sole breadwinner of the family should pass away, the funeral costs may cripple the family’s finances. However, with African Unity Life funeral insurance, the expenses will be covered and the family’s financial situation will be less affected by the passing of the main provider. Whether you, your spouse or a relative is the head of the household, a funeral policy will benefit all of you should something happen to one of you. Your family need to know that having a funeral plan is there to protect their loved ones during a difficult period of grief. 

Not everyone understands a funeral plan
Insurance policies can sometimes be quite hard to understand. Some people may not know why funeral insurance is important. They may think that they get nothing out of it. But once they understand that a policy like African Unity Life funeral cover offers their family peace of mind during a sad time in their lives, they’ll likely be more interested in a funeral plan. We offer extended funeral plans for families, which means that not only the principal member is insured. Our policy also includes legal and/or debt assistance if necessary. If your family members don’t understand why they need funeral cover, they may not be interested in a policy which benefits the whole family. This is why it is important that you have this conversation with your spouse, grown children and relatives who may live with you or depend on you financially. 

Funerals are expensive
At the end of the day, it’s quite simple. Funerals are costly and it can be a large burden on a family who are grieving. This is especially true if the family member who passes is the sole breadwinner of the household. Money will be tight and adding the cost of a funeral may make their lives far more difficult than they need to be during that time. Some people end up taking out loans or using credit cards to cover funeral expenses, however, that’s not ideal. They will have to pay that money back and it will affect their finances for months and even years to come. Nobody wants that for their loved ones. 

Having a funeral is an important step in the grieving process. Many people might say that they don’t need to have a funeral once they’ve passed. They believe it won’t affect them and they don’t want their loved ones to have to plan the ceremony while they are dealing with their loss. However, funerals are essential for people who need to say a final goodbye to a loved one and gain closure. It is not for the person who has passed, but rather for those who have been left behind. No family should have to struggle with the expenses of a funeral in order to pay their respects. That is why it’s important for you to talk to your family about funeral cover.  

For more information or to get a quote on funeral insurance, contact us today.